Additional Insured – A party other than a party in whose name insurance is issued who is also protected against losses covered by such a policy.

Advance lease payments – One or more lease payments required to be paid to the lessor at the beginning of the lease term.  Lease structures commonly require a nominal payment to be made at lease signing.

Agent – A person who has legal authority to act for and represent another party in dealing with third parties.

Agreement – The bargain of the parties in fact as found in their language or by implication from other circumstances.

All-risk insurance – This is an insurance policy that covers an insured against loss from any peril other than those specifically excluded by the terms of the policy.

Appraisal – An evaluation of the value of a specific item of property, usually as conducted by a person with expertise with respect to such property.