Obtain Working Capital for Your Business
The definition for working capital can vary slightly amongst industries, but there is no doubt that without it a new business (and even established businesses) will not survive. At times it can be a vicious circle: Liquid assets will enable you to obtain business loans and lines of credit, the building blocks of your company; but amassing those assets requires investors, which can be difficult to obtain without sufficient loans or lines of credit.
Working capital is what remains after you’ve subtracted your current liabilities from your current assets. Where most startups fail is keeping enough working capital at the end of that equation to make it to the next month, and that’s why banks are reluctant to extend new companies loans or credit. Even when a bank is willing to do so, it can harm your overall credit rating and affect your tax liability.
Matrix Business Capital wants your company to succeed. To do that, we are able to provide funds directly to our clients so that they may purchase essential equipment, make improvements to their current location or fulfill any number of business necessities. We are able to quickly furnish $5,000 – $500,000 in three to five business days, with term paybacks between three to twelve months depending on your loan. Matrix financing does not show up on a credit report and reduces your tax liability.
Your personal Matrix agent will help to secure a transaction based on bank balances, merchant statements, real estate or collateral. Moreover, if your current standing prevents you from obtaining the needed capital, we can work with you long term to improve it.
Funding for Businesses that Need to Grow
Matrix Business Capital is an asset-based finance company specializing in
extending business equipment leases from $5,000 to $5,000,000.
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What Clients Are Saying About Matrix Business Capital
To whom it may concern, Our Company Mac Rak Inc is a manufacture of Rack repair and protective guarding for any warehouse environment. We found that our business would greatly improve if we could take our powder coat paint process and bring it in house. We needed to improve our lead times and provide a quick ship program to our...Read More
To Whom It May Concern: Recently my company needed money to bridge the gap while waiting on an SBA loan to come through. We needed $150,000 for equipment that was being sold from a company in Mexico that had to be paid in advance before they would ship the equipment. We also needed about $150,000 for working capital. Being a start-up...Read More
Matrix/Ability contacted me back in 2011 offering me financial lending for working capital for business expansion, or lease/purchase funding for new equipment. I was very cautious and skeptical at first not wanting to be a victim of a scam. The team at Matrix/Ability put my mind at ease and I decided to give them a chance. The team contacted me on...Read More
To Whom It May Concern: I was in the process of opening a new dental practice and had the funding pulled out from under me due to some credit challenges that were in the process of being resolved. I was given the number to Brian Acosta at Matrix Capital, and without much hope of success due to my recent experience, I called him. Brian is a very...Read More
15 South Road, Brewer, Maine 04412 – SpringValleyWater.com To whom it may concern, I am in the water bottling industry. I worked with Matrix/Ability back in 2008, when they helped me finance $25,000 in water coolers. I had a good experience working with them and at the time my credit was perfect. In 2011, I tried working with another...Read More
Rodney Rambo and Erik McDonald at Matrix Business Capital MAKE IT HAPPEN! It takes other finance company’s days to do what Rodney and Erik make happen in hours. If you’re looking for World Class customer service and great teamwork, then look no further. They are great communicators, very attentive, hard working, and kept things moving...Read More
Living Naturally is the largest online natural health network in the world, providing online commerce and promotional systems to more than 3,000 natural health retailers and suppliers in North America. Living Naturally has been working with numerous leasing companies in the past, but found that Matrix Business Capital provided the best, most...Read More
I am a fuel distributor based in Waco, Texas. I needed a Passport point of sale system and signage for my gas station. The equipment enables me to take credit card payments when selling fuel. The system cost $23.000. Because my business has a highly diversified ownership, the finance companies that I had spoken to were unable to...Read More
To Whom It May Concern: October of 2013, Skyhigh Building Maintenance, were interested in purchasing a piece of equipment. The equipment was a 2006 Genie S-80 boom lift. At the time we had not heard of Matrix Business Capital. They were referred to us. Upon my dealings with Matrix, I found them to be responsive. If I had to leave...Read More
We had an excellent experience working with Matrix Business Capital. We worked with Erik McDonald and Rodney Rambo and they communicated throughout the entire process and kept us informed. We used multiple vendors on the transaction and they were very flexible in accommodating our needs. Our transaction went smoothly from beginning to end. We will...Read More
Matrix Business Capital allowed us to grow and expand our business by double by working with us to obtain the equipment and capital we needed to grow. They were very attentive to our needs, and a pleasure to work with. They helped us finance over 50k of studio equipment, and worked with our Vendors to make sure we were happy. We've been working...Read More
8/14/15 To Whom It May Concern: I am the executive director of Smooth Transition, Inc., a 7 year old, nonprofit 501(c) 3. Smooth Transition, Inc. serves to provide "at-risk" populations a path toward educational and employment opportunities thus enabling them to lead fulfilling, prosperous and purposeful lives. Our recent project was to...Read More
To Whom It May Concern, Matrix Business Capital was able to help us fund $535,000 on a Sale Leaseback transaction to get us operating capital. Our music theater company was founded in February 2011 by a group of nationally and internationally recognized creative visionaries passionate about producing the best in live theatrical and musical...Read More