PROGRAMS

Financing Options

Application Only Financing

A simple one page application is all you need to fill out for the App Only Financing. We can do application only to $350,000.00 for soft assets and up to $500,000.00 for hard assets. We also have multiple lines available so in some situations we can get multiple application only approvals to reach much larger dollar amounts if it is for multiple pieces of equipment. Approvals can happen in as little as 2 to 4 business hours. We can email out DocuSign documents and fund same day or very next. These are structured as equipment finance agreements and can be set up as equipment leases by request. This transaction does not require any financial disclosure and approvals are quick and range from $5,000.00 – $500,000.00.

Vendor Financing

We can customize and structure financing to meet each vendor’s specific needs to help you sell more equipment. We offer 100% prefunding, Same day approvals, funding within 24-48 hours, we can finance soft costs such as shipping, training, installation, and warranties. 90 days deferrals and 6-month deferral options. Custom branded website banners and online applications. This program can be designed to support a finance transaction in the range of $1,000.00 – $5,000,000.00.

Full Documentation Financing

Our full documentation program is a way to access a lower cost of funds and larger dollar amounts by providing full disclosure. Our full documentation programs require in some cases as little as 1 year of tax returns and for larger amounts exceeding $500,000.00 as much as 3 years of full financials. This program can be designed to support a finance transaction in the range of $20,000.00 – $50,000,000.00.

Equipment Leasing

This product is good for companies that need off balance sheet financing. This product is also good for high-risk transactions such as below 600 credit or recent bankruptcy or major tax liens or for a company that wants to get the payment super low and have a residual at the end to lower the payments on the stream. We can do end of term purchase options at 10%, 20%, and 30% as well as fair market value. This is also good for a seasonal structure like having 3 months off each year or making 1 payment each year. We can design any type of structure to help with seasonal cashflow or if a business needs 6 months of low or no payments to ramp up the equipment. This also helps lower the cost of equipment like computers that do not hold the value. Equipment leases range from $5,000.00 – $50,000,000.00.

Operating Capital - Cash Advance

Our cash advance program is a quick and simple way to get operating capital. We look at 3 months business bank statements and give an advance against future deposits. The terms to pay back the loan can range from 3 months to 24 months and can be paid back weekly, twice monthly, or monthly. We can fund amounts ranging from $10,000.00 – $500,000.00.

 

*Loans will be arranged or made pursuant to each states financing law.